We provide a bespoke planning engagement for individuals with complex financial lives who expect precision, professional judgment, and thoughtful execution. Our focus is on integrated, long-term strategy—not isolated recommendations. The planning process may incorporate the tools below when appropriate, as part of a coordinated approach.

• Advanced retirement plan design — designing qualified plans to increase allowable contributions and coordinate with business income reduction.

• Roth and after-tax contribution strategies — converting taxable savings into long-term tax-free retirement assets.

• Real estate — coordinating depreciation, cost segregation, and transaction planning to reduce taxable income across income sources.

• Tax-advantaged private and alternative investments — evaluating tax credits, depreciation, and income character to reduce current and long-term tax exposure

• Business income and exit planning — tax minimization from operations through exit.

• Gift and charitable giving planning, with a focus on optimizing income-tax benefits, timing, and coordination with long-term wealth and estate goals.